admin, Author at SJPR UK

21 Aug 25

Applying for Home Responsibilities Protection

Did you know a missing Home Responsibilities Protection (HRP) record could reduce your State Pension, but you may still have time to put it right. Home Responsibilities Protection

21 Aug 25

What is the pension’s Money Purchase Annual Allowance?

The Money Purchase Annual Allowance (MPAA) is a pension rule designed to prevent individuals from gaining double tax relief on pension contributions. It targets situations where

21 Aug 25

Using the 159 helpline

If a call from your bank feels suspicious, just hang up and dial 159 to be connected safely to your bank’s fraud team. The 159 helpline was launched in September 2021. The

21 Aug 25

Tax Diary September/October 2025

1 September 2025 - Due date for corporation tax due for the year ended 30 November 2024. 19 September 2025 - PAYE and NIC deductions due for month ended 5 September 2025. (If you

20 Aug 25

Tripartite arrangements don’t necessarily enable an agency to escape accountability

The question was raised as to whether, in a tripartite agency relationship, an employment relationship exists between an employee and their intermediary agency. For instance,

18 Aug 25

Improve cash flow with smarter invoicing habits

Why cash flow matters Profit is important, but cash pays wages, suppliers and loan repayments. Even strong businesses can struggle if money arrives late. A few disciplined habits

18 Aug 25

Management buyouts: benefits for owners and teams

A management buyout keeps the business in familiar hands. The team that already understands customers, systems, and culture steps into ownership, which reduces disruption and

14 Aug 25

VAT – digital record keeping

HMRC requires businesses to maintain accurate VAT records to ensure correct tax payments. While all businesses must retain general records (such as invoices, bank statements, and

14 Aug 25

Help with outstanding tax bills

HMRC’s Time to Pay lets eligible taxpayers spread tax bills over time, avoiding immediate enforcement. If you owe tax to HMRC, you may be able to set up an online ‘Time to Pay’

14 Aug 25

Rules to protect effects of debanking

Banks must now give 90 days’ notice before closing accounts, giving customers more time to respond. Since April 2026, new government rules strengthen protections for individuals

admin

Applying for Home Responsibilities Protection

What is the pension’s Money Purchase Annual Allowance?

Using the 159 helpline

Tax Diary September/October 2025

Tripartite arrangements don’t necessarily enable an agency to escape accountability

Improve cash flow with smarter invoicing habits

Management buyouts: benefits for owners and teams

VAT – digital record keeping

Help with outstanding tax bills

Rules to protect effects of debanking

VAT late filing penalties

Gifts with reservation of benefit

Holding over gains on gifts

SJPR